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Cash Balance Retirement Plan Would Offer Texas Workers Guaranteed Retirement Benefits
Both traditional defined benefit and cash balance retirement plan designs are examples of guaranteed return retirement plans that provide retirees a protected stream of lifetime income.
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How Would Senate Bill 321 Effect Texas’ Public Employee Recruitment and Retention
Only 14 percent of Texas new hires under 35 today are expected to serve a full career and receive an unreduced retirement benefit.
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How to Make Positive Changes to the South Carolina Retirement System
This series of one-pagers aims to explain how a state can transition to a new retirement plan design, the benefits of expanding retirement plan choice for South Carolina's workers, and more.
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Florida Retirement Cost Increases Highlight the Need for Pension Reform
Florida legislators will have to address an additional $2.3 billion in FRS costs in the next eight years.
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The Challenges Facing the Florida Retirement System Explained
Why Florida's pension debt is rapidly growing, how public pensions are really funded, the ways Florida is failing to provide retirement security to workers, and more.
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Analysis of New Mexico House Bill 12: The Cannabis Regulation Act
Recently proposed legislation in New Mexico represents the most streamlined legislative proposal for marijuana legalization in the state to date.
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Changing Course: Driver’s License Suspension in Florida
Why the state should stop suspending licenses for offenses that are unrelated to traffic safety.
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How Public Sector Defined Benefit Pension Plans Are Funded
Defined benefit plans are pre-funded, not pay-as-you-go like Social Security