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Backgrounders

  • Cash Balance Retirement Plan Would Offer Texas Workers Guaranteed Retirement Benefits
    Cash Balance Retirement Plan Would Offer Texas Workers Guaranteed Retirement Benefits

    Both traditional defined benefit and cash balance retirement plan designs are examples of guaranteed return retirement plans that provide retirees a protected stream of lifetime income.

    By Steven Gassenberger and Leonard Gilroy
    May 21, 2021

  • How Would Senate Bill 321 Effect Texas’ Public Employee Recruitment and Retention
    How Would Senate Bill 321 Effect Texas’ Public Employee Recruitment and Retention

    Only 14 percent of Texas new hires under 35 today are expected to serve a full career and receive an unreduced retirement benefit.

    By Steven Gassenberger and Leonard Gilroy
    May 21, 2021

  • How to Make Positive Changes to the South Carolina Retirement System
    How to Make Positive Changes to the South Carolina Retirement System

    This series of one-pagers aims to explain how a state can transition to a new retirement plan design, the benefits of expanding retirement plan choice for South Carolina's workers, and more.

    By Steven Gassenberger and Leonard Gilroy
    May 4, 2021

  • Florida Retirement Cost Increases Highlight the Need for Pension Reform
    Florida Retirement Cost Increases Highlight the Need for Pension Reform

    Florida legislators will have to address an additional $2.3 billion in FRS costs in the next eight years.

    By Steven Gassenberger
    April 14, 2021

  • The Challenges Facing the Florida Retirement System Explained
    The Challenges Facing the Florida Retirement System Explained

    Why Florida's pension debt is rapidly growing, how public pensions are really funded, the ways Florida is failing to provide retirement security to workers, and more.

    By Pension Integrity Project
    March 11, 2021

  • Analysis of New Mexico House Bill 12: The Cannabis Regulation Act
    Analysis of New Mexico House Bill 12: The Cannabis Regulation Act

    Recently proposed legislation in New Mexico represents the most streamlined legislative proposal for marijuana legalization in the state to date.

    By Geoffrey Lawrence
    February 24, 2021

  • Changing Course: Driver’s License Suspension in Florida
    Changing Course: Driver’s License Suspension in Florida

    Why the state should stop suspending licenses for offenses that are unrelated to traffic safety.

    By James Craven and Sal Nuzzo
    November 15, 2018

  • How Public Sector Defined Benefit Pension Plans Are Funded
    How Public Sector Defined Benefit Pension Plans Are Funded

    Defined benefit plans are pre-funded, not pay-as-you-go like Social Security

    By Anthony Randazzo
    March 28, 2016

  • Report on P3 Projects and Legislation in California
    Report on P3 Projects and Legislation in California

    By Eric M. Gruzen
    March 19, 2014

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