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Backgrounders

View all policy studies.

  • Improving the Florida Retirement System’s Investment Plan through increased contributions
    Improving the Florida Retirement System’s Investment Plan through increased contributions

    The combined 6.3% rate fails to meet private industry minimum standards and places Florida at the bottom of states that offer a defined contribution retirement plan option as a primary source of retirement income.

    By Pension Integrity Project
    January 12, 2022

  • Mississippi Public Employees’ Retirement System’s cost of living adjustment is negatively impacting solvency
    Mississippi Public Employees’ Retirement System’s cost of living adjustment is negatively impacting solvency

    The PERS COLA is not tied to inflation, serving more as an autopilot annual pay raise for retirees than a way to maintain retiree’s purchasing power throughout retirement.

    By Steven Gassenberger
    January 8, 2022

  • Three reasons to strengthen the Public Employees’ Retirement System of Mississippi (PERS)
    Three reasons to strengthen the Public Employees’ Retirement System of Mississippi (PERS)

    Based on recent capital market forecasts it appears likely that investment returns will face significant headwinds over the next decade and underperform relative to pension plan assumed rates of return.

    By Steven Gassenberger
    January 8, 2022

  • Backgrounder: Decriminalizing Entheogens in Michigan
    Backgrounder: Decriminalizing Entheogens in Michigan

    By Leonard Gilroy and Geoffrey Lawrence
    December 20, 2021

  • Infographic: K-12 Open Enrollment in South Carolina
    Infographic: K-12 Open Enrollment in South Carolina

    By Aaron Garth Smith
    December 2, 2021

  • Public Pension Glossary
    Public Pension Glossary

    Understand what pension terms and phrases mean

    July 1, 2021

  • How to Address Drivers’ Concerns About Toll Roads and Bridges
    How to Address Drivers’ Concerns About Toll Roads and Bridges

    State leaders need to address drivers' concerns about the tolls they pay and where the money goes.

    By Baruch Feigenbaum
    May 27, 2021

  • Cash Balance Retirement Plan Would Offer Texas Workers Guaranteed Retirement Benefits
    Cash Balance Retirement Plan Would Offer Texas Workers Guaranteed Retirement Benefits

    Both traditional defined benefit and cash balance retirement plan designs are examples of guaranteed return retirement plans that provide retirees a protected stream of lifetime income.

    By Steven Gassenberger and Leonard Gilroy
    May 21, 2021

  • How Would Senate Bill 321 Effect Texas’ Public Employee Recruitment and Retention
    How Would Senate Bill 321 Effect Texas’ Public Employee Recruitment and Retention

    Only 14 percent of Texas new hires under 35 today are expected to serve a full career and receive an unreduced retirement benefit.

    By Steven Gassenberger and Leonard Gilroy
    May 21, 2021

  • How to Make Positive Changes to the South Carolina Retirement System
    How to Make Positive Changes to the South Carolina Retirement System

    This series of one-pagers aims to explain how a state can transition to a new retirement plan design, the benefits of expanding retirement plan choice for South Carolina's workers, and more.

    By Steven Gassenberger and Leonard Gilroy
    May 4, 2021

  • Florida Retirement Cost Increases Highlight the Need for Pension Reform
    Florida Retirement Cost Increases Highlight the Need for Pension Reform

    Florida legislators will have to address an additional $2.3 billion in FRS costs in the next eight years.

    By Steven Gassenberger
    April 14, 2021

  • The Challenges Facing the Florida Retirement System Explained
    The Challenges Facing the Florida Retirement System Explained

    Why Florida's pension debt is rapidly growing, how public pensions are really funded, the ways Florida is failing to provide retirement security to workers, and more.

    By Pension Integrity Project
    March 11, 2021

  • Analysis of New Mexico House Bill 12: The Cannabis Regulation Act
    Analysis of New Mexico House Bill 12: The Cannabis Regulation Act

    Recently proposed legislation in New Mexico represents the most streamlined legislative proposal for marijuana legalization in the state to date.

    By Geoffrey Lawrence
    February 24, 2021

  • Changing Course: Driver’s License Suspension in Florida
    Changing Course: Driver’s License Suspension in Florida

    Why the state should stop suspending licenses for offenses that are unrelated to traffic safety.

    By James Craven and Sal Nuzzo
    November 15, 2018

  • How Public Sector Defined Benefit Pension Plans Are Funded
    How Public Sector Defined Benefit Pension Plans Are Funded

    Defined benefit plans are pre-funded, not pay-as-you-go like Social Security

    By Anthony Randazzo
    March 28, 2016

  • Report on P3 Projects and Legislation in California
    Report on P3 Projects and Legislation in California

    By Eric M. Gruzen
    March 19, 2014

  • Why Didn’t Airports Opt Out of TSA
    Why Didn’t Airports Opt Out of TSA

    By Robert Poole
    November 30, 1999

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