Eliza Terziev is a housing and land use policy analyst at Reason Foundation.
She holds a B.S. in Economics from Florida State University. Eliza has previously worked on Housing and Land Use Policy with the DeVoe L. Moore Center at Florida State, where her work focused on several housing policy areas, including impact fees, zoning reform, and housing choice vouchers.
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The ROAD to Housing Act carries promise but risks bureaucratic expansion
While this approach may seem like a balanced first step, it raises important questions about how far federal agencies should go in shaping local decisions.
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Investor-owned housing helps renters
It is not the infusion of capital from investors that disrupts housing markets; it is local government policies that do not let supply keep up with demand.
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The Low-Income Housing Tax Credit does not address the root of America’s housing challenges
While the tax credit has maintained support since its inception, it is worth considering whether alternative policies would better address current housing needs.
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Institutional investors are not making housing more expensive
Evidence shows institutional investors in housing rarely displace individuals from the housing market or increase prices.
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The ‘Montana Miracle’ continues through housing reform passed in 2025
These reforms are promising steps toward expanding Montana’s housing supply and bringing down home prices across the state.
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Institutional investors are not to blame for U.S. housing prices
Local government policies that do not let housing supply keep up with demand are to blame for disrupted housing markets.
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How to boost housing affordability in Sarasota, Florida
By not allowing affordable housing in Sarasota, the city is increasing sprawl, conversion of undeveloped land, and greenhouse gases emissions from commutes.
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Florida Senate Bills 1730 and 180 are solid housing reforms
Both bills, while having room for improvement, are promising steps toward a better housing policy landscape in the state of Florida.
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A symptom, not the cause: Institutional investors and the housing crisis
The presence of institutional investors in the housing market has grown substantially in the past 15 years.
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Houston’s housing success is a model for other cities
Evidence from Houston suggests that a decentralized regulatory climate has fostered a housing market capable of effectively adjusting to price pressure.
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Missing middle housing policies balance interests while addressing the affordable housing crisis
While some progress has been made, medium-density housing is still far outpaced by traditional single-family homes.
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3D-printed homes: Advancements in technology and remaining challenges
In light of the ongoing affordable housing crisis, 3D printing could prove a time- and cost-effective alternative to traditional construction for affordable housing.
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Why President Biden’s rent stabilization proposal won’t solve the housing crisis
Effective housing policy should focus on increasing the number of available housing units to help meet demand.
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The sunny side of the street: Unveiling strides in zoning reform
As local governments seek to combat rising home prices, some kinds of zoning reform have proven more feasible than others.
