Rod Crane
Senior Fellow, Reason Foundation
Roderick Crane is a senior fellow at Reason Foundation's Pension Integrity Project.
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How Alaska’s defined contribution plan and supplemental annuity plan compare to the gold standard
Alaska's retirement plans meet best practices in some areas but need some improvement in other areas.
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Policymakers should focus on improving participation rates in retirement plans
The Bureau of Labor Statistics reported in 2021 that 68% of private industry workers had access to retirement benefits through their employer, with 51% choosing to participate.
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Examining the populations best served by defined benefit and defined contribution plans
The claim that a defined benefit plan is more efficient than a defined contribution plan, purely on a basis of cost, overlooks a larger and more meaningful perspective regarding benefit distribution.
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The case for in-plan lifetime income solutions for DC plans is clear, so why the reluctance to implement?
Moving the needle toward an expansion of retirement income products in defined contribution plans would be a meaningful step in better addressing retirement financial security.
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Amidst great investment returns, public pension systems should reassess plan designs
The defined benefit plan long favored by public retirement systems falls short of meeting the retirement security needs for too many state and local government employees, particularly younger, newer employees.
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Oklahoma’s pension reforms have led the state employees’ plan to full funding
The Oklahoma Public Employees Retirement System was only 66% funded in 2010. This month the plan reported it is 99.5% funded. How did they do it?
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Annuity Offerings Can Help Improve Michigan’s Defined Contribution Retirement Plans
Proposed legislation in Michigan would bring the state's defined contribution retirement plans more in line with industry best practices by offering annuities.
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Evaluating South Carolina’s Proposed Defined Contribution Retirement Plan
Proposed retirement plan reflects many best practices and could meet the needs of retirees, the state and taxpayers.
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Addressing the Retirement Risks Facing Today’s Public Workers
Most public retirement plans do not account for the many major financial risks that their members could face in retirement.
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Rethinking Public Employee Retirement Plans
Combining elements of traditional pension plans and defined contribution retirement plans could create a new public retirement model that better serves taxpayers, employers and employees.