The National League of Cities is on the job to protect all you dumb schmucks from your poor financial management. They are pushing Maxed Out a “call to action to prevent exploitation of consumers in difficult financial circumstances. Cities, states and the federal governmetn all have roles to play in ending predatory business practices and helping workers, especially lower-wage workers, make the most of their hard-earned dollars.” We all know the government is expert and “making the most of hard-earned dollars”–they never waste a dime. Not to mention the unmitigated gall of an elected official saying this.! No payday lender ever took as much of a poor person’s paycheck as taxes do every single payday. Hey NLC, wanna help the poor, get behind smaller governemnt and lower taxes!