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Some state governments are so far into the insurance business that they could be bankrupted by storm claimsNovember 5, 2012
Superstorm Sandy killed over 70 people in the U.S., knocked out power for millions up and down the East Coast, flooded the New York Subway, and damaged thousands of homes. The final price tag for the storm's damage could exceed $40 billion, which would make it the most expensive storm to hit the U.S. since Hurricane Katrina.
Coming as it did, only a year after Hurricane Irene and eight years after Hurricane Ivan, some are asking whether it is part of a trend towards more damaging storms. The answer is yes—we humans are to blame for more damaging storms, but not for the reasons you might think. One of the main culprits is government intervention in insurance markets, which creates perverse incentives to build in danger zones, thereby increasing the threat posed by storms both to property owners and to taxpayers. If Sandy had hit Florida the way it hit New York and New Jersey, it might have bankrupted the state. To reduce the scale of future damage from storms like Sandy, and the threat of fiscal implosion, federal and state governments should get out of the insurance business.
EPA boiler rules should reflect the real worldApril 10, 2012
Boiler MACT is an example of a regulation that could be amended in simple, appropriate ways to adhere to the spirit of President Obama’s Executive Order 13563. Instead of moving forward with the current proposed rule, EPA should address the issues raised in this brief, including by:
- Basing MACT floor policy decisions on the performance of actual existing boilers, not the performance of a hypothetical boiler that comprises restrictions for individual pollutants currently only achieved in isolation.
- Setting health-based standards per Section 112(d) (4) of the CAA for acid gases that are prevalent and have historically been regulated according to such standards.
- Only reclassifying fuels as “solid waste” (with all the associated additional burdens) if the EPA is able to prove that such a reclassification will result in substantial health benefits. Currently EPA is moving in the opposite direction, placing the burden of proof on industry to petition to remove substances that have historically been used as fuel.
The willingness of national environmental groups to foresake six-square miles of pristine desert habitat for what will eventually be a minor advance against climate change is a disturbing indicator of how these organizations may be compromising their role as a defenders of the environment.
View Resources by Type
- "The Skeptical Environmentalist": A Conversation with John Tierney and Bjorn Lomborg
June 19th, 2012
- Matt Ridley on Ideas having Sex, Free Trade, & Apocalyptic Science w/ Reason's Kennedy
April 16th, 2012
- ManBearPig, Climategate and Watermelons: A conversation with author James Delingpole
September 26th, 2011
- The Top Five Environmental Disasters that Didn't Happen
April 20th, 2011
- Tilting at Wind Turbines: Should the Government Subsidize Renewable Energy?
March 10th, 2011
- Skeptic Michael Shermer on Atheism, Happiness, and the Free Market
December 7th, 2010
- Kurt Loder Discusses Congressional Gridlock and Censure on CNN's Parker Spitzer
December 6th, 2010
- Nick Gillespie on FOX News' Red Eye discussing 10:10, Rick Sanchez, and Violence Motivated by Internet Comments
October 10th, 2010
- Reason Weekend 2010: Robert Poole and Adrian Moore on High-Speed Rail Boondoggles
June 28th, 2010
- Bjorn Lomborg & The Copenhagen Consensus: What's The Best Way to Live With Global Warming?
September 3rd, 2009
- MIT Climatologist Richard Lindzen on the politiciziation of global warming science
March 11th, 2009
- International Conference on Climate Change: Rep. Tom McClintock on the contradictions of green policy
March 10th, 2009
- Global Warming: Risks and Consequences
February 27th, 2008
- Minnesotans for Global Warming
January 31st, 2008
- Global Warming Doomsday Called Off
January 28th, 2008
- Calling out Al
October 3rd, 2007
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